Save Money On Your Mortgage

Saving money on your mortgage is easy if you know where to look. Make sure to shop and know where to shop to save money on your overall payment.

Springtime Has Arrived in Scottsdale

The sweet smell of citrus in the air, beautiful weather, Spring Training games and wild flowers blooming.  All of these are indicators that Spring has arrived in Scottsdale. These are a glimpse at the Sea of Wild Daisies that are in my front yard. As I listen to some of my friends and family back […]

First time homebuyers…come on down!

According to a recent survey done by the National Association of REALTORS® the percentage of first time home buyers rose in 2008 to 41%, up from 39% in 2007 and 36% in 2006. The median age of the first time home buyer went down from 31 in 2007 to 30 in 2008.  With the median […]

Update on the Stimulus Package

As we have all heard by now, the Obama Stimulus Plan has been approved by the House and the Senate and will be signed into law.  Here is the Bill text: A & B which is all 1091 pages of legislation or you can read the Joint Explanatory Statement: A & B which is only […]

FHA Loan Limit…Not as much as you think!

Only 5% down payment is needed for loans in excess of the FHA limit! That’s right, in Maricopa county, the new FHA loan limit, beginning Jan. 1, 2009, is $271,050.  The minimum down payment for an FHA loan is 3.5%. Many people think that 10% down is needed to get a loan in excess of […]

Seth Godin & Stephen R. Covey Audiobooks for FREE!

That’s right, audible.com is allowing free downloads of two of the best selling books that every business person should read. The first is Seth Godin’s Tribes which is a great book about leadership in today’s world and will give you a different perspective on how to lead in today’s workplace and increasingly competitive world and […]

Mini Sales Boom in Phoenix – Can you feel it?

I know this will be hard for some to believe but there is evidence that Phoenix is experiencing a mini sales boom. In January 2008 there were 2,912 homes sold and last month, December 2008, there were 5,514 homes sold, that means a 90% increase in homes sold in 2008.  FYI, last month wasn’t the […]

Around Scottdale: Penzey's Spices

For Christmas this year I received a gift card from my wife to a fantastic store in Scottsdale called Penzey’s Spices located at 3310 North Hayden Road.  I wasn’t sure what to expect but boy, was I pleasantly surprised when I walked in to the store.  Penzey’s has a large selection of jarred herbs and […]

Scottsdale Homes under $250k, there are more than you think.

Seriously, there are more than you think. I was surprised myself when I ran a search for homes under $250,000 in Scottsdale and came up with 434. That number does include single family, patio and town homes in Scottsdale and does not include condominiums/apartment style homes. The news gets even better. According to my amortization […]

My Very First Meme / 7 Things About Me

I was recently ‘tagged’ for a Meme twice in the past three days by my friends Justin McHood and Calie Waterhouse. As you probably already know a Meme is a blog post that usually tells others several things about you on a personal level that they probably don’t already know. Then, at the end of […]