It is a nightmare scenario that none of us wish for but must always prepare for. Your phone/GPS systems battery has died and you have to navigate a city you don’t know without technology. What do you do? What do YOU do!? Rest easy, the solution is right in front of you, at least in […]
Four Reasons to Buy vs Rent
January 12, 2015 by Leave a Comment
There are numerous articles telling you why to buy v. rent this year…here are my top 4 reasons. You know, so you don’t have to read all the articles: Mortgage rates are still historically low (check out the chart below). Which means you have more money to invest in your home which gives you more equity and more […]
Down Payment Assistance Programs
January 8, 2015 by 1 Comment
This is another great post by one of my mortgage partners, Aaron Alvarez and Alliance Home Loans. Call me or Aaron if you have any questions. A home that was once a distant dream can now become a reality! Often, potential buyers have what it takes to qualify for a mortgage but have not managed […]
Scottsdale Christmas Tree Collection 2015
December 28, 2014 by Leave a Comment
The City of Scottsdale will begin collecting Christmas trees curbside January 5th – 10th 2015. The city will not collect any artificial trees or trees with ornaments or lights on as well. If you want to leave your tree up for a few more days you can drop it off on January 10th at these […]
FHA Property Flipping Regulation Waiver to Expire
December 27, 2014 by Leave a Comment
Lets start with a little context. In 2003 HUD (Department of Housing and Urban Development) instituted a rule that prohibited a buyer using an FHA mortgage to purchase a “flipped” home. That means a home that was purchased, usually updated/remodeled and put back on the market in less than 90 days. HUD instituted the regulation […]
Fannie Mae Guideline Changes…the Good News
August 21, 2014 by Leave a Comment
A good friend and mortgage loan officer Aaron Alvarez at Alliance Home Loans sent me some good information about the changes that Fannie Mae instituted on August 16th, 2014. Here is what he had to say: As many of you have probably already heard as of August 16, 2014 Fannie Mae will no longer offer an option […]
Step One to Owning a Home
August 4, 2014 by Leave a Comment
I get this question a lot. I want to buy a home but where do I start? Do I talk to a mortgage professional? Do we start looking at homes right away? Well, here is my answer. I always suggest that my clients start with contacting a mortgage professional before starting any home search. There […]
gTLDs are Here to Stay
July 9, 2014 by Leave a Comment
Are you looking for a way to differentiate yourself or your business on the inter webs? Of course you are, who isn’t trying to stand out in a very crowded space? Since the .net, .com and .org’s have been around for so long there are virtually millions of domain names out there. Not to mention […]
Fourth of July Events Around Scottsdale
July 1, 2014 by Leave a Comment
The Fourth of July is one of my favorite holidays. Not only is it the time to celebrate the independence of this great country but it is also a time for picnics, grilling, family and fireworks. While it is warm in the Valley in July there are many ways to still enjoy the celebrations and […]
Infant Self Rescue – A real life saver
June 20, 2014 by Leave a Comment
I originally posted this on my personal, and neglected, blog at dpatricklewis.com in 2012. Since then Nathan has become an excellent swimmer and we intend to enroll his new little brother in the program in a few months as well. You can find the original post here. It happened so quickly. When they say it […]